Via Nazionale

Luzzana | Lombardy

The Soul of

Villa Elegance

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Ag. Immobiliare Valcalepio srl

Presented At

€599,000

Bedrooms

Bathrooms

Living

3,445

SQM

Fireplace

Open Kitchen

High Ceiling

Air Conditioning

Washer Dryer

Bar

Gas Stovetop

Parking

Garden

Balcony

Gate

Mountain View

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Via Nazionale

Luzzana | Lombardy

Via Nazionale, Luzzana, Lombardy, Italy. , Luzzana , Lombardy

Stabile/Palazzo in Luzzana, Italy

Sunny THREE-FAMILY VILLA of recent construction, complete with GARDEN and triple COVERED PARKING SPACE for sale in a well-connected residential area in the municipality of Luzzana, a few minutes from Lake Endine. The villa consists of three independent apartments, one for each floor, connected by external stairs. The building, built in 2008, has overcoat insulation, independent heating for each floor, air conditioning, double doors and mosquito nets. It is in energy class C (P. T. and P2) and D (P. 1) with the advantage of already being in line with the European \u201ccase green\u201d directives. FLOOR PLAN The Ground Floor is a spacious open-space with 1 bathroom; it is currently used as a hair-stylist shop and can also be transformed into a home according to your needs. The First Floor is a three-room apartment consisting of: entrance hall, large corridor overlooking the separate kitchen, the bright living room with double exposure and balcony, the 2 bedrooms and the bathroom with shower and double sink. The Second Floor, with exposed beams, is a three-room apartment consisting of: large living room with balcony, open kitchen with balcony, hallway, 2 bedrooms and 1 bathroom with shower. EXTERIOR The villa has a large garden on all four sides, surrounded by an iron railing with two entrances, one pedestrian and one driveway with sliding gate. Three covered parking spaces are available on the side of the house. The location is residential, close to the provincial road and convenient to all services. In just 5 minutes you can reach Lake Endine, a fabulous tourist destination. IDEAL FOR large families or for those who want a space that can be used as a laboratory together with the home; call us now, we are at your disposal for information and details!

Gallery

3D Street View Tour

Property Location

Via Nazionale, Luzzana, Lombardy, Italy., Luzzana Lombardy

Local Weather & Climate

Luzzana, Lombardy

Current Conditions Updated recently

47 °F

Scattered clouds

Feels Like 44°F

Humidity 78%

Wind 6 mph

Visibility 6.2 mi

Sunrise 5:45 AM

Sunset 5:17 PM

5-Day Forecast

Mon 9 Mar

Clouds

High 58°

Low 44°

Tue 10 Mar

Clouds

High 54°

Low 41°

Wed 11 Mar

Rain

High 53°

Low 44°

Thu 12 Mar

Clouds

High 55°

Low 42°

Fri 13 Mar

Clouds

High 55°

Low 42°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Luzzana?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (Italy)

€0 Est. First Year Interest Deduction

€0 Est. Annual Tax Savings

*Maximum €4,000 interest per year qualifies. Must be primary residence purchased within 12 months of loan.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Italy. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Italy tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$599,000

Via Nazionale, Luzzana, Lombardy, Italy.

Luzzana, Lombardy

3 Beds

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Market Opinion

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Our perspective on current market conditions in Luzzana. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 3.5% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $59,900,000 20% down ($11,980,000)

Investment Perspective

$1 → $1.30

Every dollar invested today could become $1.30 in 10 years

$100 → 130 $1,000 → $1,298

$4,333/day

Your home may appreciate while you sleep

$30,418/week $131,809/mo $1,581,712/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$249K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -4% advantage over stocks

-$33.0M

+$42.9M

$42.9M Potential Equity

vs $33.0M lost to rent over 10 years

$12.0M Down Payment Growth

3.6x

10yr

$42.9M

7.2x

20yr

$86.6M

10.9x

30yr

$130.9M

Wealth Comparison

×312

Equivalent to 312 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $130.9M

Time to Double Your Investment (accounting for market cycles)

60.5

years

Conservative

1.15% effective/yr

26.6

years

Market-Based

2.64% effective/yr

17.1

years

Optimistic

4.13% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $67.2M +12%

Market $77.7M +30%

Optimistic $89.8M +50%

$42.9M est. equity

20 Years

Conservative $75.3M +26%

Market $100.9M +68%

Optimistic $134.5M +125%

$86.6M est. equity

30 Years

Conservative $84.5M +41%

Market $130.9M +119%

Optimistic $201.6M +237%

$130.9M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Via Nazionale, Luzzana, Lombardy, Italy have?

This other at Via Nazionale, Luzzana, Lombardy, Italy features 3 bedrooms with 3,445 square feet of living space.

What is the size of Via Nazionale, Luzzana, Lombardy, Italy?

This property offers 3,445 square feet of living space.

What is the listing price for Via Nazionale, Luzzana, Lombardy, Italy?

This property is listed at $59,900,000, which equals $17388 per square foot.

Is now a good time to buy a home in Luzzana?

Based on current market indicators, Luzzana shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Via Nazionale, Luzzana, Lombardy, Italy?

This is a other located in Luzzana, Lombardy. The property is situated in an established neighborhood with convenient access to local amenities and services.